Friday, March 4, 2011
Saving On Medical Bills
If you have been following my blog, you will know that the last year has brought my family a myriad of medical bills. Dear Hubby fell a 14 months ago and shattered his knee cap. Child #1 broke his arm and had an abscessed wisdom tooth that required removal (along with the other three), and Darling Daughter (Child #2) had her gall bladder removed right before Christmas. While I am eternally grateful for modern medicine, and am NOT eternally grateful for the expense. Since we are self employed, we have a high deductible medical insurance. However, I am grateful for that insurance! If we did not have it we would have had to pay $55,000 in medical bills out of pocket last last year!
I have discovered that if you are willing to pay your bill in full most medical offices and hospitals will offer a discount. It is usually between 5% and 15%. It saves the medical provider money if they do not have keep repeatedly billing you (and paying someone to send those bills). So far, I have saved $1.050.00 by paying our medical bills in full. All that you have to do is talk to the office manager or medical billing department at your hospital or doctor's office. Be polite, and they are usually more than happy to work with you!